Financing Your Vehicle Purchase with Fairfield Kia

Your first thought after having landed on the new or used vehicle that's right for you? How to pay for it. Securing financing has historically been the most stressful part of the car shopping experience -- but not here.

At Fairfield Kia, located at 440 Winchester Street in Keene, NH, we make the finance process seamless and stress-free. And while you have many options for obtaining auto financing, why scour the Brattleboro and Dover, VT, and Athol and Greenfield, MA areas looking for the best terms when our experienced finance team can use its relationship with national and local lenders to do that for you?

Your privacy is important to us.

Fairfield Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Your Credit Report and You

Your credit score is what our banks and lending institutions will look at to determine if you qualify for an auto loan or lease. Many customers have told us they're unsure how their credit score is determined, and they're not alone.

There are many factors that go into determining your credit score, but the five most important are:

• Payment history
• How much of your available credit you're using
• The average age of your credit history
• How often you've applied for new credit
• Your mix of credit types

What this means is that paying your bills on time, keeping your credit card balances low, not opening too many lines of new credit at once or closing long established ones, and keeping a good mix of revolving and installment accounts will -- over time -- yield an improved credit score.