Current 2020 Kia Optima Sedan Special offers

Starting at $24,355*

The standard features of the Kia Optima LX include Theta II 2.4L I-4 185hp engine, 6-speed automatic transmission with overdrive, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, curtain 1st and 2nd row overhead airbags, driver knee airbag, airbag occupancy sensor, air conditioning, 16" aluminum wheels, cruise control, ABS and driveline traction control, electronic stability.

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Finance Offer

Financing Offer : 2.55% APR for 60 months on select Kia models

Manufacturer Offers

  • 2.55% APR for 24 months
  • 2.55% APR for 36 months
  • 2.55% APR for 39 months
  • 2.55% APR for 42 months
  • 2.55% APR for 48 months
  • 2.55% APR for 60 months
  • 2.75% APR for 72 months

Applies to multiple models.   See Trims

Disclaimer(s):
  • Requires credit approval and financing through Kia Motors Finance (KMF). Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 2.55% APR with $2,500 down payment provides for 60 monthly payments of $17.77 per $1000 financed for qualified buyers. 2.55% APR for a term of 24 months corresponds to a monthly cost of $42.78 per $1000 financed. 2.55% APR for a term of 36 months corresponds to a monthly cost of $28.88 per $1000 financed. 2.55% APR for a term of 39 months corresponds to a monthly cost of $26.75 per $1000 financed. 2.55% APR for a term of 42 months corresponds to a monthly cost of $24.91 per $1000 financed. 2.55% APR for a term of 48 months corresponds to a monthly cost of $21.94 per $1000 financed. 2.75% APR for a term of 72 months corresponds to a monthly cost of $15.08 per $1000 financed. 2.75% APR for a term of 75 months corresponds to a monthly cost of $14.53 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate.
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